The Maryam Nawaz Loan Scheme 2025 was introduced to support small and medium-sized businesses in Pakistan. It aims to provide financial assistance to entrepreneurs who wish to grow their businesses, expand operations, or start new ventures. The scheme is designed to help people across Pakistan, especially those from underserved areas, by providing easy access to capital with flexible repayment terms.
If you’re looking to apply for this scheme, understanding the various details about the eligibility criteria, loan amounts, and application process will help ensure you take full advantage of the benefits.
Also Check out: Wheat Subsidy Program 2025
How to Apply for the Maryam Nawaz Loan Scheme 2025
If you’re planning to apply for this loan scheme, follow this simple guide to ensure you’re on track to receiving financial assistance.
Step 1: Check Your Eligibility
Before applying, make sure you meet the necessary criteria:
- Pakistan-based businesses are eligible.
- Start-ups or existing small businesses can apply.
- Business owners must have a sound financial track record.
Step 2: Understand the Loan Tiers
The Maryam Nawaz Loan Scheme 2025 offers two loan tiers:
- Tier-1 (Unsecured Loans):
- Loan amounts ranging from PKR 1 million to 5 million.
- Requires personal guarantee instead of collateral.
- Processing fee: PKR 5,000.
- Tier-2 (Secured Loans):
- Loan amounts ranging from PKR 6 million to 30 million.
- Requires collateral.
- Processing fee: PKR 10,000.
Step 3: Application Process
To apply online for the Maryam Nawaz Loan Scheme 2025:
- Visit the official website Asaan Karobar Finance Scheme.
- Navigate to the application portal.
- Fill out the necessary details about your business, including financial history and business plan.
- Submit required documents, such as:
- CNIC of the business owner
- Proof of business registration
- Financial statements (for existing businesses)
- Business plan (for start-ups)
- Pay the application processing fee.
Wait for the loan approval, which may take several weeks depending on the loan tier.
✅ Final Words
The Maryam Nawaz Loan Scheme 2025 provides a unique opportunity for small businesses and entrepreneurs in Pakistan to access much-needed financial support. With interest-free loans, flexible repayment terms, and special incentives for technology adoption, this scheme could be a game-changer for many. Whether you’re starting a new business or expanding an existing one, this loan could provide the financial boost you need.
Make sure to carefully follow the application process, check your eligibility, and ensure all required documentation is in order to increase your chances of approval. Best of luck with your application!
FAQS Related Maryam Nawaz Loan Scheme 2025
Some common questions about Maryam Nawaz Loan Scheme 2025
Who is eligible for the Maryam Nawaz Loan Scheme 2025?
To be eligible, applicants must be Pakistani citizens with a registered business. Both start-ups and established businesses can apply. The applicant must also demonstrate financial reliability.
What is the loan amount available under the scheme?
There are two main loan tiers:
✅ Tier-1: PKR 1 million to 5 million (Unsecured)
✅ Tier-2: PKR 6 million to 30 million (Secured)
What are the interest rates on these loans?
The loans offered under this scheme are interest-free, which is a major advantage for businesses looking to grow without incurring additional costs.
How long is the loan repayment period?
The repayment period for the loan can extend up to 5 years, with a grace period of up to 6 months for start-ups and 3 months for existing businesses
Is there a fee to apply for the loan?
Yes, there is a processing fee:
✅ Tier-1 loans: PKR 5,000 (non-refundable)
✅ Tier-2 loans: PKR 10,000 (non-refundable)
Are there any subsidies available?
Yes, businesses that want to invest in solar equipment or production technology can receive a subsidy of up to PKR 5 million.
How do I track the status of my application?
Once you submit your application, you can track the status through the official portal. Applicants will be notified by email or SMS once the loan has been approved or if further documentation is needed.